Asset Allocation & Portfolio Building Articles

Rebalancing in Action: How to Keep Your Portfolio’s Risk From Drifting

A portfolio doesn’t stay “balanced” on its own. As markets move, the parts of your portfolio that rise (or fall) fastest naturally take up more (or less) of the total. Rebalancing is the disciplined process of bringing your portfolio back to its intended mix—so your...
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Not Everything Belongs in Your Investment Portfolio

If you like building spreadsheets and tracking your financial progress, it’s tempting to treat everything with financial value as part of your “portfolio.” People often try to squeeze items like Social Security, pensions, annuity income, or even home equity into their...
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How to Build a More Global Investment Portfolio for the Next Decade

A lot of long-term portfolios quietly default to a “benchmark-first” approach: own what the market owns, in roughly the same proportions the market assigns. It sounds sensible—after all, a global, market-value-weighted mix of assets can look like the ultimate...
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Asset Allocation: What It Is, Why It Matters, and How to Build One That Fits You

When people think about investing, they often focus on the small stuff—choosing individual stocks, hunting for the “best” fund, or timing the market. But one of the biggest drivers of how a portfolio behaves over the long run is much simpler: asset allocation—your...
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